The other day I checked my bank account online to see how I could possibly get by on my last $20 for the next week and a bit. Splitting hairs is never easy on a disability pension. I was stunned to see a whopping $5000+ cheque deposited to my account. Ack! This makes no sense whatsoever. In the morning I walked down to a community advocacy office to help sort this out. After explaining this to the receptionist, who stated, "You're my new best friend!", I was able to speak to an advocate. I said to the advocate, "lead me not into temptation, but delivery me from evil." Cheesy, I know, but it was what I recited before every class and this was practical application of this line from The Lord's Prayer. We got on the phone to a bank rep and explained the situation. I stated that making a bank error to someone who will be going to the food bank in a few moments down the hall isn't exactly easy for me. Needless to say they took the money back quickly but not as a "cheque reversal" but a "cash withdrawl". What!
I had to get on the phone again and explain that any record of monies going into and out of my account could mean the difference between keeping my home and living on the street. I tried to explain that this wasn't as simple as an error. If my landlord demanded my bank statements as they did last year, almost every statement looking for a way to squeeze every dime they could out of me with the threat of eviction, they would consider this as "income" and my rent would increase significantly and probably above my income. Letters that were offered wouldn't work and I really wanted the whole thing removed. I didn't care how, just get rid of it. "We can't do that", was pretty much all I heard. I told them I could have gone on a shopping spree easily but I hold honesty and integrity close and I did the right thing. I begged them to please do the same. At this point I realized not a soul from the bank had even thanked me for bringing this to their attention. The next day I got a call to state it was completely removed and a thank you. Disaster averted, thank goodness
Penny for your thoughts - oh, forget that - pennies are no longer accepted - Thoughts?
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